Greetings Prosperous Soul,

I feel like the Lord is asking us to upgrade in this season. Whether that looks like investing in a nice pair of shoes, acquiring a new skill, or deepening your relationship with your spouse, the idea is leveling up in life.

I sensed this shift last month while my organization was neck-deep in a painful migration. The goal was …

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Greetings Prosperous Soul,

The other day I was in a heated conversation with my wife, and I felt my body tensing up.

I noticed my words were harsh and my tone was prickly.

After a few moments of poor communication, I made a conscious decision to de-stress.

I recognized that my rudeness was not coming from a place of anger, but a need for control.

Control is…

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Greetings Prosperous Soul,

It’s been a few chaotic weeks.

With the United States launching a war with one of the world’s top oil holders, a lot of panic has been swirling in the atmosphere.

The White House has signaled a willingness to deescalate, but it’s tricky. One side holds the bombs and the other carries the precious resources.

If things go well and…

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Greetings Prosperous Soul,

I was meeting with a client last week, and for the first time, they realized they might actually achieve debt-free living.

It was a startling realization because they had been working so long to pay off their liabilities.

You see, when you’re struggling with debt, it’s easy to feel overwhelmed because the numbers are so large y…

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Greetings Prosperous Soul,

I ran into an old client at a coffee shop and we started talking about the progress he was making in his mindsets.

Over the past year, he’d worked on adopting a prosperous mindset, or as Scripture calls it, the mindset of Christ.

The problem was that he kept getting triggered by stressful situations, thinking, “the worst is goin…

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Greetings Prosperous Soul,

I was reading a book yesterday, and I came across some language that I thought would be helpful. The read was all about embracing a growth mindset, meaning, possessing the ability to believe that you can grow no matter what circumstances hit you.

I sometimes find such books difficult to read, but the way the author described hi…

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Greetings Prosperous Soul,

About a month ago, I was sitting around a bonfire with some friends. A businessman, whom I had just met, shared how life always seemed to bring positive, unexpected change.

I wondered, is this true? Are windfalls really guaranteed?

I found myself mulling this over, and during the following weeks, I started battling a sense of st…

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Greetings Prosperous Soul,

Last night my wife and I were out on a much-needed date. We found ourselves strolling in our new downtown market, which is full of pizza shops, wineries, and expensive restaurants. It was a fancy place, but my wife wonders if it will last past the honeymoon phase. Anyway…

… we found ourselves processing our lives, where we were…

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Greetings Prosperous Soul,

My oldest son is currently in Texas helping family navigate a difficult situation. My wife, Dawna, just got back from her two-week shift there, and I’m preparing to move a floor freezer for my ninety-year-old uncle next week. It’s a busy season that has each of us pulling our weight in different areas.

In this season, I’m findi…

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Greetings Prosperous Soul,

John has been such an eye-opening gospel for me. I love how it focuses on the personality of Jesus, His works, and His final moments with His followers.

One section that stood out to me was His prayer for the disciples. This was toward the end of His life, just hours before Judas would betray Him.

I love this section because it…

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Greetings Prosperous Soul,

Last year I had a conversation with Jason Vallotton on his Braveco podcast.

During our discussion, the topic of lily pad conversions came up. What are they?

LP conversions are tiny leaps people make over time to build wealth.

When I first started out, my only strategy was to pay off debt. But once I accomplished that goal, I nee…

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Greetings Prosperous Soul,

Each year we set new goals: I’m going to work out, stop overeating, or spend more time with God. But when February and March come around, we find ourselves slowing down.

Why is that?

As prophetic people, it’s easy to dream into the future, but the long arm of reality is what pulls those dreams into today.

Instead of beating yours…

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Greetings Prosperous Souls,

Last year, I met with a younger couple who were trying to save for a home. The problem? They found themselves in the hole by about $500 each month.

To address this, I asked them to keep track of their spending. This required them to organize their transactions into categories and compare them to U.S. national averages.

The good …

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Greetings Prosperous Souls,

It may surprise you that giving benefits the giver just as much as it does the receiver. How so? Because generosity keeps us humble and demonstrates our love for others.

We saw this last December when anonymous donors supported the brave hero of the Bondi shooting. Thousands of people came together and proved that there was sti…

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Greetings Prosperous Souls,

The Lord takes giving seriously, and we should too. But some questions arise:

• How should we give?

• Who should we give to?

• Why do we give?

The Bible provides several answers. But the one we’ll focus on has to do with first fruit offerings. This is a form of worship that’s first demonstrated with Abel in Genesis:

So it came about i…

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Greetings Prosperous Soul,

Dawna and I almost lost our house last week in a flash flood! Yes, that’s right. The day we arrived home from Aruba was marked by massive rainfall.

Thankfully, the water receded just in time before it entered our house. Some of our neighbors weren’t so lucky.

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Greetings Prosperous Soul,

We’re taking this week off to be with family. Get some rest! I’ll see you in 2026.

MMT recording

Last week, I encouraged everyone to ask the Holy Spirit for a prophetic word for 2026. You can view the recording here.

God bless your Prosperous Soul,
Stephen K. De Silva

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Greetings Prosperous Soul,

The 4x4 Sweep works well in a bind. But it’s even better when you apply it over longer phases of your life.

Why is this important?

So many of us think in terms of weeks or months. We embrace financial discipline for a short season, hoping to harvest extra cash from our spending, income, assets, and debts. But Prosperous Souls ac…

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Greetings Prosperous Soul,

Last week we started our discussion on how to wring cash from a tight budget. This week we’ll do a live lab and work through our numbers together.

The tool we’ll use is the 4x4 Sweep. It’s a method I developed to help clients find cash in 4 keys areas:

• Spending

• Income

• Assets

• Debt

Wringing cash from spending

Spending is an area where…

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Greetings Prosperous Soul,

Most people never assess their spending because it feels so scary. But as Prosperous Souls, it’s crucial we take ownership over our wealth.

Being a righteous steward means managing God’s resources well, and doing so is an act of worship. So, how do we steward what the Lord has given us?

First, we stick to a budget. Then, we us…

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